EPC Mortgage Stats Overview
This page presents detailed information on the value and loan characteristics of mortgage properties, their current and potential EPC (Energy Performance Certificate) ratings, and associated financial implications.
This page presents detailed information on the value and loan characteristics of mortgage properties, their current and potential EPC (Energy Performance Certificate) ratings, and associated financial implications.
Final blog post for 2023! Merry Christmas to everyone and anyone that has committed time to reading my blogs this year! Given that this time of year is all about making lists and checking them twice, I figured it’s time to talk about every adviser’s favourite topic…
The real Living Wage is the only UK wage rate that is voluntarily paid by organisations and businesses who believe their staff deserve a fair day's pay for a hard day's work.
This is just the beginning of our B Corp journey, and we're excited to join a global community of like-minded organisations striving for a more sustainable future.
finova will incorporate Dashly’s mortgage market monitoring service into its broker CRM.
Benefex, the employee experience provider, has teamed up with Dashly, the mortgage data experts, to offer companies the opportunity to provide employees with advice and support when considering their mortgage.
Every adviser, regardless of time served, has a ‘transaction type’ that is their least favourite. Might be lending into retirement. Residential interest only perhaps. Contractors with small contracts and very little prior evidence comes to mind… For me, it used to be Debt Consolidation. For multiple, (very) unrelated reasons…
The property market, like fashion, often goes through stages. More often than not, these stages leave a legacy over the years.
Dashly Marketing Team: “How on earth are you going to turn porting into a blog post, Steve?” Me: “I’m going to talk about giving advice and a lady who once fell into a pond while I was doing a home visit appointment.” Dashly Marketing Team: “...ooooooookay.”
Our research shows that the monthly payments on fixed rate mortgages taken out just six months ago can already be beaten. Amidst the backdrop of ever-increasing base rates and a cost-of-living crisis, those that locked in a mortgage deal just six months ago could already be up to £234 a month better off by transferring to a new deal, even with paying early repayment charges.
At the risk of being judged right from the off, I was very fortunate that my introduction to the concept of Shared Ownership property came very early on in my career as… an Estate Agent! (Stick with me, please.)
We’re proud to be partnered with Benefex and Prudell Ltd to provide consumers with regular reassurance that they’re paying the right rate for their mortgage.
We think there’s a lot to look forward to in 2023. The market has started stabilising. And our data predicts a bumper year for remortgages. What else could 2023 possibly have in store for us? We asked our partner advisers from around the country for their thoughts on the year to come.
Unprecedented times require one-of-a-kind solutions. Our 24/7 Mortgage Monitor is the ultimate retention strategy that tracks each of your clients’ mortgages and every change in the market, all the time.
Unprecedented times require one-of-a-kind solutions. Introducing Dashly’s FinComms Strategy 2.0, now more sophisticated and personalised than ever.
“Everything is in my CRM.” “All my older customer files are still on paper.” “We tend to use Outlook.” “I think we’ve got X thousand customers.” These are also all real comments I regularly receive from advisers and it’s genuinely alarming to see how little some firms know about their existing customer bank.
With so much going on in the industry, how can you keep your clients constantly engaged with you, and offer them unprecedented personalised advice they won’t find anywhere else?
One Mortgage System (OMS), the seamless single-input enquiry to completion processing platform for advisers, has announced a collaborative integration with Dashly, the always-on mortgage monitor that tracks clients’ mortgages.
Welcome to 24/7 Mortgage Monitoring. Welcome to taking one key Consumer Duty task off your table: Product monitoring.
TED Mortgages and LB Mortgage Solutions are the latest firms in their areas to partner with Dashly
The Money Group already empowers advisers to set up and grow their own brand. Now, with their partnership with Dashly, they are giving their advisers another tool to use that will empower them even further: the Dashly platform, which searches for better deals for their clients around the clock, even in the middle of a fixed-rate period, offering their clients even more value and increasing their customer retention.
Our COO, Salma Kalisvaart, had the pleasure of being a guest speaker at the Google Cloud UK FinTech Community Event on the 19th of May 2022.
Major floods in Germany, a scorching heatwave across the UK, and hailstones in late July. There’s no doubt that we are now living with the effects of climate change.
If you became self-employed, you’d use a qualified accountant. If you wanted to write a will, you’d engage a qualified solicitor. If you were unwell, you would obviously seek advice from a qualified doctor.
Borrowing in the UK is up, with net mortgage borrowing £11.8bn in March of this year. This is the largest amount seen since borrowing first started to be tracked back in 1993. In fact, borrowing even soared past the previous record, set in October 2006, when £10.4bn was borrowed against properties.
Cyber Essentials ensures that certified companies are protected against cyber-attacks.
So, the ads are cheesy. Yes. Did we create them to get your attention? Most certainly. But behind them is a real message. We do want to start a relationship, but not the kind with kisses and cuddles. The kind with big business and making money. Like the start of every young, blossoming relationship - someone has to make the first move. So here we are.
So, the ads are cheesy. Yes. Did we create them to get your attention? Most certainly. But behind them is a real message. We do want to start a relationship, but not the lovey-dovey kind. The kind with big business and making money. Like the start of every young, blossoming relationship, someone has to make the first move. So here we are.
The relationship between lenders and mortgage brokers is one of a symbiotic nature. Both rely on each other for not only business, but they also work together to help keep the market alive and resist a monopoly. So how exactly do lenders and intermediaries rely on each other? Let’s take a look.
I became aware of Dashly in 2019 and was immediately impressed with the innovative way Dashly was putting the customer at the heart of their technology. By combining an ‘always on’ retention strategy Dashly has become a vital ingredient for any business serious about unlocking true value from their existing customers and has also developed a tool that can be used to nurture new business opportunities. The key to good client retention is to have a retention strategy that places the customer at the center and helps develop a customer focussed ongoing relationship.
🔥 We're on hiring fire! 🔥 Welcoming our latest Dashly all-star, Salma Kalisvaart! Salma is our new COO, and with 17 years in the financial services industry, spanning investment banking, venture capital, private equity and European fintech - we couldn't be happier to bring her on board!
Improved technology in the mortgage sector has made the mortgage application process more streamlined and efficient. But, how has this technology affected the mortgage industry, namely the businesses of mortgage brokers who rely on a human touch to connect with and retain their customers?
Customer retention is the act of keeping existing clients your business has already spent money on requiring. But, why is it so important? Well, there a few reasons. Let’s take a look at what they are and how retention can be extremely profitable for your business.
With over 30 years in the mortgage biz, Iain is a mortgage powerhouse. Having first experienced Dashly on the client side, he was so convinced he decided to join us! He's here to inform and educate new clients and brokerages on what Dashly’s all about, and get them on board to improve and expand the services they offer their clients exponentially.
Following November’s rate rise, a number of articles ran urging people to consider long-term fixed rate mortgages, of 5, 7 or even 10 years. But while long-term fixes can be perfect for some, they can be a disaster for others.
Every so often when browsing property sites, you come across a great-looking place that’s advertised not for sale - but for auction.
If you ever find yourself in a position where you can’t pay your monthly mortgage payment, don’t panic. If you act fast and sensibly you should be able to come up with an agreement with your lender and be back on your feet in no time.
"So-called ‘mortgage prisoners’, trapped on expensive deals and unable to switch to cheaper loans are a reflection of a dated lending environment"
Dashly Founder Ross Boyd takes a look at the radical and irreversable changes overhauling the mortgage market today.
Did you know that increasing the value of your home makes you eligible for a cheaper mortgage deal? Or that increasing the value of your home actually could shave up to 0.5% off your interest rate?
In the UK, the holiday rental market has increased by 3% in the last year, so if you’ve got a holiday home on which you're hoping to make a profit, read on...
You know the problems. The new dishwasher has been sitting in your living room for two days. Your garage door is stuck. And you can no longer ignore the porch paint peeling away in strips and chips.
...and why you should consider moving there.
In 2016, 40% of households in the UK reported owning a pet, meaning a significant part of the population has a furry friend trotting around on their carpets and on their lawn.
Cilla Black might not be around to say it any more, but ‘Surprise Surprise!’... or rather, not. You guessed it, official housing data revealed once again this week that, thanks to decades of mismanagement by successive governments, the country still isn’t building enough homes.
Dashly accepted into the 4th cohort of the FCA’s regulatory sandbox. Go Dashly!
All the major house price indices agree on two main things: firstly, London has stalled after the stupendous price growth of recent years, and secondly, the sheer lack of supply means prices can only fall so far.